Verify4 increases credit access and inclusion by giving people greater control over and access to their own information. This makes lending fairer and more efficient. It is truly a win-win. This will reduce the “uncertainty fees” paid by millions of borrowers in the form of higher prices for credit when lenders are faced with important information gaps and shortcomings. It will also aid lenders by improving credit origination and improving efficiencies. Similarly, Verify4 also improves the rental application process and allows job seekers a way to verify their employment more easily and without having their current employer contacted if they are job searching while currently employed.
A staggering 1 in 5 American adults are "credit invisible" - either lacking a credit report or having insufficient data to generate a credit score. Denied access to mainstream credit as a result, these millions must resort to predatory loans just to get by. This information void disproportionately impacts lower-income households, who remain trapped in the "Credit Catch 22" -- to get credit you must already have it. Verify4 aims to close this information gap, empowering people to access their own wage and employment data to fill the voids. By reducing uncertainty, Verify4 will improve the financial health of millions by increasing access to affordable mainstream credit needed to build assets via owing a home or small business.
We offer improved income and employment verifications solutions. From employment history verification for employers to income verification for lenders and government agencies making benefits eligibility determination and so much more. Explore our comprehensive array of solutions below:
- Opt-in data access REQUIRED for each use
- Data is NOT warehoused
- Data NEVER used for marketing
- Data NEVER transmitted to parties without your prior knowledge & permission
- Data NEVER shared with collection agencies, title or payday lenders
- Data is ONLY SHARED for purposes you request and that BENEFIT you
Verfify4 Mortgages, Verify4 Auto loans, Verify4 Rental agreements… Verify4 YOU